Novus Capital FundingNovus Capital Funding

Small Business Funding

Working Capital

Keep your business running smoothly regardless of cash flow timing.

Working capital funding helps small businesses bridge gaps between receivables and expenses. Whether you need to cover payroll, manage a slow season, restock inventory, or handle an unexpected expense, working capital keeps your operations moving without disrupting your long-term cash position. Funding is based on your monthly revenue and business performance, not just your credit score.

Key Features

  • Funding based on monthly revenue and cash flow, not credit score alone.
  • Fast access to capital -- same-day quotes and funding in as little as 24 hours.
  • Flexible use of funds -- payroll, inventory, overhead, or any business expense.

Benefits

  • Cover payroll and operating expenses during slow periods
  • Take advantage of time-sensitive opportunities without waiting
  • Avoid disrupting long-term cash reserves
  • Build a track record for larger funding in the future

Best Uses

  • Payroll and staffing costs
  • Inventory restocking
  • Seasonal cash flow gaps
  • Unexpected operating expenses
  • Marketing and growth initiatives

How It Works

  1. 1

    Submit the pre-approval form. No hard credit pull required to get started.

  2. 2

    We review your monthly revenue, cash flow, and business performance same day.

  3. 3

    Select the right option and funding may be available in as little as 24 hours.

Requirements

  • At least a few months in business
  • Consistent monthly revenue
  • Every business reviewed individually
  • Multiple factors considered, not credit score alone

Ready to Apply?

Same-day quotes. No hard credit pull required.

Get Funding OptionsOr call (888) 533-2136

Novus Capital Funding helps small businesses access working capital, business lines of credit, term loans, invoice factoring, and equipment financing based on real business cash flow and performance.