Working capital funding, sometimes referred to as a working capital loan, helps small businesses bridge gaps between receivables and expenses. Whether you need to cover payroll, manage a slow season, restock inventory, or handle an unexpected expense, working capital keeps your operations moving without disrupting your long-term cash position. Funding is based on your monthly revenue and business performance, not just your credit score.

Key Features

Funding based on monthly revenue and cash flow, not credit score alone.
Fast access to capital -- same-day quotes and funding in as little as 24 hours.
Flexible use of funds -- payroll, inventory, overhead, or any business expense.

Benefits

Cover payroll and operating expenses during slow periods
Take advantage of time-sensitive opportunities without waiting
Avoid disrupting long-term cash reserves
Build a track record for larger funding in the future

Best Uses

Payroll and staffing costs
Inventory restocking
Seasonal cash flow gaps
Unexpected operating expenses
Marketing and growth initiatives

How It Works

1
Submit the pre-approval form. No hard credit pull required to get started.
2
We review your monthly revenue, cash flow, and business performance same day.
3
Select the right option and funding may be available in as little as 24 hours.

Requirements

At least a few months in business
Consistent monthly revenue
Every business reviewed individually
Multiple factors considered, not credit score alone

Ready to Apply?

Same-day quotes. No hard credit pull required.

Get Funding Options Or call (888) 533-2136

Other Funding Options

Novus Capital Funding helps small businesses access working capital, business lines of credit, term loans, invoice factoring, and equipment financing based on real business cash flow and performance.

Novus Capital Funding

(888) 533-2136

Info@NovusCapitalFunding.com

Working Capital