Novus Capital FundingNovus Capital Funding

Business Funding Options

Business Line of Credit

Flexible revolving capital you can draw from as needed. Only pay on what you use.

A business line of credit gives you access to a revolving pool of funds you can draw from as needed. Unlike a term loan, you only pay on the amount you use. It is the most flexible form of business funding, ideal for managing cash flow gaps, seizing opportunities, or handling unexpected expenses.

Key Features

  • Draw and repay repeatedly. Funds become available again as you repay.
  • Cost applies only on what you draw, not the full credit line.
  • Lines from $10,000 to $500,000+ available depending on qualification.

Benefits

  • Maximum flexibility. Use funds for any business purpose.
  • Only pay on the amount you use.
  • Build business credit over time.
  • Available on standby for emergencies.

Best Uses

  • Managing seasonal cash flow
  • Covering payroll gaps
  • Inventory purchases
  • Emergency repairs or expenses

How It Works

  1. 1

    Apply and receive your credit limit based on business performance.

  2. 2

    Draw funds as needed. Funding may be available in as little as 24 hours.

  3. 3

    Repay on your schedule, restoring available credit as you go.

Requirements

  • Every business is reviewed individually
  • Multiple factors considered, not credit score alone
  • Business bank account required
  • No active bankruptcies

Ready to Apply?

Same-day quotes. No hard credit pull required.

Get Funding OptionsOr call (888) 533-2136

Novus Capital Funding helps businesses review business line of credit options, working capital, invoice factoring, equipment financing, and term loans built around real business cash flow and performance.