Novus Capital FundingNovus Capital Funding

Small Business Funding

Invoice Factoring

Turn unpaid invoices into immediate working capital without waiting on customer payment cycles.

Invoice factoring lets you convert your outstanding receivables into immediate working capital. Instead of waiting 30, 60, or 90 days for a client to pay, you receive the majority of the invoice value right away. It is not a loan. Your client's creditworthiness matters more than your own.

Key Features

  • Advance rates of 70-90% of invoice value, typically same day
  • Qualification based on your clients credit, not yours
  • Scales with your revenue. The more you invoice, the more you can factor.

Benefits

  • Immediate working capital without taking on new debt
  • No credit score requirement for the business owner
  • Unlimited scalability tied to your sales volume
  • Outsource accounts receivable management

Best Uses

  • B2B businesses with slow-paying clients
  • Staffing and construction
  • Government contractors
  • Businesses with strong clients but thin cash flow

How It Works

  1. 1

    Submit outstanding invoices for review.

  2. 2

    Receive an advance of typically 80-90% within 24 hours of approval.

  3. 3

    Factor collects from your clients. You receive the remaining balance minus fees.

Requirements

  • Invoices due from creditworthy businesses or government
  • No liens on receivables
  • Invoices must be free of disputes
  • Minimum invoice volume varies by product

Ready to Apply?

Same-day quotes. No hard credit pull required.

Get Funding OptionsOr call (888) 533-2136

Other Funding Options

Novus Capital Funding helps businesses review invoice factoring options, working capital, business lines of credit, term loans, and equipment financing built around real business cash flow and performance.

Novus Capital Funding

(888) 533-2136

Info@NovusCapitalFunding.com