Novus Capital FundingNovus Capital Funding

Small Business Funding

Business Term Loans

Predictable payments and defined terms. Capital for planned investments and growth.

Novus Capital Funding provides businesses with a lump sum of working capital upfront to help meet their specific needs. Whether you are expanding, managing cash flow gaps, opening a new location, or purchasing equipment, a term loan gives you the capital to move forward.

Key Features

  • Automatic fixed daily, weekly, or monthly payments
  • Terms range from 3 months up to 5 years
  • Funds can be deposited into your business bank account within hours of approval

Benefits

  • Predictable payments make cash flow planning easier
  • Lower total cost than short-term products for longer-term needs
  • Build business credit history
  • Larger amounts available than most short-term products

Best Uses

  • Equipment purchase
  • Facility expansion
  • Hiring and staffing
  • Acquiring another business

How It Works

  1. 1

    Submit your application and 3 most recent business bank statements.

  2. 2

    Receive multiple offer comparisons with clear term breakdowns.

  3. 3

    Accept your preferred offer and funding may be available within 24 to 72 hours.

Requirements

  • Every business is reviewed individually
  • Multiple factors considered, not credit score alone
  • Soft credit pull only, no hard inquiry

Ready to Apply?

Same-day quotes. No hard credit pull required.

Get Funding OptionsOr call (888) 533-2136

Novus Capital Funding helps businesses review term loan options, working capital, business lines of credit, invoice factoring, and equipment financing built around real business cash flow and performance.